The time needed to process a transfer varies for each partner. Some partners offer instant transfers, while others may take several days. The estimated transfer time is shown when you select a specific partner on the various redemption page. Please note that in some exceptional cases, transfers may take up to 15 business days to process if your chosen partner needs to conduct a more detailed review of your request. Please note that points cannot be cancelled, reversed, refunded or exchanged regardless of the transfer status once transfer has been initiated?